Business Analyst (Credit Origination & AI)
Singapore, Singapore, SingaporeMid · 5+ yearsH1B likely
About this role
- Gather, analyze, and document business requirements for banking system implementation and transformation projects.
- Lead business analysis activities for Credit Loan Origination Systems (LOS) and Limits & Collateral Management Systems (CLIMS) implementations.
- Conduct end-to-end business process analysis, process mapping, and system workflow design.
- Review Product Gap Summaries (PGS) and recommend optimal business and technical solutions.
- Validate and review consultants' solution assessments to ensure alignment with business objectives.
- Collaborate with business stakeholders, product owners, solution architects, developers, and QA teams throughout the project lifecycle.
- Prepare functional documentation including:
- Business Requirement Documents (BRD)
- Functional Specifications (FSD)
- User Stories
- Process Flows
- User Guides
- Configure system parameters based on business requirements, including:
- Loan application types
- Product configuration
- Approval workflows and matrices
- Credit policies
- Risk rating models
- Financial statement templates and ratio calculations
- Work closely with technical teams to support system configuration, enhancements, defect resolution, and new feature implementation.
- Recommend process improvements and UI/UX enhancements to improve operational efficiency and user experience.
- Support User Acceptance Testing (UAT), System Integration Testing (SIT), and regression testing.
- Validate AI-powered banking capabilities, including:
- Generative AI
- Agentic AI
- Intelligent Chatbots
- OCR (Optical Character Recognition)
- AI-assisted document processing
- Perform bug validation and coordinate issue resolution with development teams.
- Support pre-sales activities by preparing demo environments, sample data, and product demonstrations.
- Mentor junior Business Analysts and conduct product and system knowledge-sharing sessions.
- Assist with ad-hoc initiatives including notification templates, product documentation, and process improvements.
Requirements
- 5+ years of Business Analysis experience in Banking or Financial Services.
- Strong experience implementing Loan Origination Systems (LOS) or Credit Origination Platforms.
- Experience with Limits & Collateral Management Systems (CLIMS).
- Strong understanding of:
- Corporate Lending
- Commercial Lending
- Credit Approval Workflow
- Credit Risk Assessment
- Collateral Management
- Experience gathering business requirements and preparing BRD, FSD, User Stories, and process documentation.
- Hands-on experience with system configuration and workflow setup.
- Experience working in Agile and/or Waterfall delivery environments.
- Strong stakeholder management and communication skills.
AI & Digital Banking Experience
Experience with one or more of the following is highly preferred:
- Generative AI solutions
- Agentic AI applications
- AI-powered Credit Origination
- Intelligent Document Processing (OCR)
- AI Chatbots or Virtual Assistants
- Prompt Engineering
- AI-assisted workflow automation
- AI testing and validation