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Job Title: Business Head – Gold Loan Vertical
Location: Hyderabad / Vijayawada
Industry: NBFC – Gold Loans
About Us:
Keertana Finserv Pvt Ltd is a fast-growing NBFC with a strong presence in South India, specializing in Gold Loans. With an AUM of ₹2,250 Cr and Gold Loan AUM of ₹1,600 Cr, we are on track to achieve ₹10,000 Cr AUM by 2029. We are looking for a strategic leader to drive exponential growth in our Gold Loan business.
Role Overview:
The Business Head – Gold Loan Vertical will be responsible for leading, strategizing, and expanding the Gold Loan business across multiple states. This is a senior leadership role requiring deep industry expertise, strong leadership, and a proven track record in business growth.
Key Responsibilities:
Business Growth & Expansion:
• Develop and implement strategies to scale the Gold Loan business.
• Identify new markets, set up branches, and drive branch profitability.
• Work closely with the leadership team to achieve AUM growth targets.
Sales & Revenue Generation:
• Drive customer acquisition and increase the Gold Loan portfolio.
• Optimize pricing, interest rates, and product offerings for maximum profitability.
Team Leadership & Performance Management:
• Build, mentor, and manage a high-performing sales and operations team.
• Set clear performance metrics and ensure achievement of business goals.
Risk Management & Compliance:
• Ensure robust risk assessment, collateral security, and regulatory compliance.
• Work with internal teams to maintain low NPAs and high portfolio quality.
Strategic Partnerships & Alliances:
• Forge partnerships with banks, fintech companies, and other stakeholders.
• Leverage technology for operational efficiency and customer experience
enhancement.
Key Requirements:
Education: Graduate/Postgraduate (MBA preferred)
Experience: 12+ years in Gold Loan business (NBFC/BFSI sector)
Skills:
• Strong expertise in business expansion, risk management, and P&L ownership
• Leadership ability to drive strategic growth and operational excellence
• Strong market knowledge of Gold Loan lending practices and customer behavior
Travel: Willingness to travel extensively across operational regions
Why Join Us?
Leadership Role: Lead a high-growth business vertical in a rapidly expanding NBFC.
Exponential Growth: Be part of an ambitious growth journey towards ₹10,000 Cr AUM.
Visionary Leadership: Work closely with a dynamic leadership team in a high-impact role.
