Mortgage Compliance Analyst
About this role
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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The position is responsible for the analysis and validation of Home Loans Loan Origination
System (LOS) data used in HMDA reporting, ensuring the LOS reflects accurate data. This role
involves close collaboration with business stakeholders to identify and resolve risk issues. A
proactive approach to problem-solving is essential, focusing on both immediate issue resolution
and the implementation of safeguards to prevent recurrence.
What you’ll do:
HMDA Data Validation: Review and validate HMDA data on loan applications to ensure
accuracy and compliance with regulations.
- Problem Solving & Root Cause Analysis: Utilize structured methodologies to
investigate operational issues, identify root causes, and develop sustainable solutions
for risk resolution.
- Risk Mitigation & Control Design: Evaluate process-related risks, then design and
implement controls and preventative measures to ensure regulatory compliance and
adherence to internal policies.
- Business Requirements Gathering: Collaborate with stakeholders to gather and
document comprehensive business requirements for process changes and system
enhancements, specifically for risk mitigation.
- Test Scenario Development & Automation Support: Partner with business users and
IT to define business-focused testing scenarios for system changes and support their automation to ensure thorough validation and minimize post-implementation issues.
What you’ll need:
- Mortgage Experience
- Organized and Attention to Detail
- Problem Solver
- Stakeholder management (ability to communicate across all of mortgage)
Nice to have:
- Experience in Risk Issues
- Automated Testing
Why you’ll love working here:
- Competitive salary packages and bonuses
- Comprehensive medical, dental, vision and life insurance benefits
- Generous vacation and holidays
- Paid parental leave for eligible employees
- 401(k) and education on retirement planning
- Tuition reimbursement on approved programs
- Monthly contribution up to $200 to help you pay off your student loans
- Great health & well-being benefits including: telehealth parental support, subsidized gym program
Application Deadline: 08/29/2024