Risk Analyst
About this role
The Risk Analyst will support clients and executive/market leadership by implementing insurance solutions for the organization. Successful implementation is based on a deep understanding of the business model of the organization, a clear understanding of risk strategies, coaching and training risk owners, and supporting decisions that lead to profitable outcomes and increased organizational resilience and risk mitigation.
Responsibilities:
- Monitor acquisitions and dispositions across all corporate entities
- Manage master general liability, workers compensation, auto liability, property, and financial / professional insurance programs.
- Add and delete exposures.
- Obtain Insurance order forms, loss history, and contracts.
- Provide internal quotes for various lines of coverage.
- Notify brokers and request certificates of insurance for stakeholders.
- Invoice pro-rata premium and coordinate with accounting to collect premium and deductible payments or send return premium.
- Fleet management
- Certificate Monitoring and Issuance: responsible for
- obtaining verification of insurance for fee-managed properties not insured under master programs.
- issuing certificates for master program participants as requested.
- Issuing vehicle identification cards
- responding to certificate requests from internal and external stakeholders.
- Communicate, coach, and train stakeholders and risk owners entering and exiting master programs.
- Prepare and submit activity / status reports.
- Support and assist insurance brokers and companies as needed.
- Collect and aggregate insurance premium and loss experience data as required for budgeting and planning purposes and for profitability analytics
- Analyze historical loss data to support forecasting, budgeting, maximum loss scenarios, loss causes / trends. Develop recommendations based on findings, including impact to renewal strategies and emerging insurance risks
- Database maintenance and data entry.
- Maintain exposure information on revenue, locations, property values, and vehicles.
- Generate reports combining underwriting and loss information to support risk management objectives.
- Track and compile insurance data and prepare various management and activity reports as necessary.
- Monitor delivery of data and reports.
- Coordinate insurance carrier audits on loss sensitive plans.
- Support external claim management service provider by providing personnel and location information and any other relevant information to support claim management in close partnership with the respective markets.
- Support accounting with reports related to internal billing, receivables related to insurance and amounts due for self-insured losses.
- Communicate effectively with both external and internal stakeholders, ensuring expectations are met from all stakeholders
- Other duties as assigned.
Desired Competency, Experience, and Skills:
- Bachelor’s degree in a relevant field; CRMP, ARM, or CPCU designation preferred.
- Minimum 3 years of progressive experience in risk management, preferably in commercial real estate.
- Advanced knowledge of risk management terminology, legal documents, and insurance applications.
- Proficiency in word processing, spreadsheets, reporting and database management.
- Strong analytical, communication, and critical thinking skills.
- Customer service mindset
Why Lincoln?
At LPC you will be supported by a national firm where an entrepreneurial mindset is encouraged. You will be encouraged to explore your potential through training programs, mentorship, exciting work, fast-paced assignments, and an environment of constant learning and dedication to results. Our benefits package includes medical, dental, and vision insurance, 401(k), and paid time off.
About Lincoln Property Company
Lincoln Property Company (“Lincoln”) is one of the largest private real estate firms in the United States. Offering a fully integrated platform of real estate services and innovative solutions to owners, investors, lenders and occupiers, Lincoln supports the entire real estate lifecycle across asset types, including office, multifamily, life science, retail, industrial, data center, production studio, healthcare, government, universities, sports and entertainment, and mixed-use properties, throughout the United States, the United Kingdom, and Europe. Lincoln’s combined management and leasing portfolio on behalf of institutional clients includes more than 720 million square feet of commercial space. For more information, visit: www.lpc.com.
Benefits:
Lincoln Property Company offers eligible employees a comprehensive benefits package that may include:
- Medical insurance
- Dental insurance
- Vision insurance
- Company-Paid Life insurance
- Company-Paid Long Term Disability
- Accidental Death & Dismemberment (AD&D) coverage
- 401(k) retirement savings plan, Traditional and Roth, with applicable eligibility requirements
- Flexible Time Off (FTO) or vacation benefits, depending on position classification
- Paid sick leave and other legally required leave programs
- Employee assistance and wellness programs where available
- Company-paid holidays
- Additional voluntary benefit offerings that may vary by location and position
Benefit eligibility, coverage levels, waiting periods, and plan provisions are governed by the applicable plan documents and Company policies and may be modified from time to time at the Company's discretion.
Healthcare Benefits Notice: Eligible employees may participate in Company-sponsored medical, dental, and vision benefit plans. Additional details regarding available healthcare benefits will be provided during the hiring process and upon employment eligibility.
Equal Employment Opportunity- Lincoln Property Company is an Equal Opportunity Employer. Employment decisions are based on merit, qualifications, and business needs. Lincoln does not discriminate against applicants or employees on the basis of race, color, religion, creed, sex, gender, pregnancy, childbirth or related medical conditions, sexual orientation, gender identity or expression, national origin, ancestry, citizenship status, age, disability, genetic information, marital status, military or veteran status, reproductive health decision-making, or any other status protected by federal, state, or local law. Applicants and employees may raise concerns regarding discrimination, harassment, accommodation, or retaliation without fear of reprisal.
Compensation- Lincoln Property Company is committed to pay transparency and equitable compensation practices. The salary or hourly pay range for this position has been established based on market data, job responsibilities, internal equity, geographic location, experience, education, certifications, and other job-related factors. Actual compensation may vary within the posted range based on these considerations. Certain positions may also be eligible for discretionary bonuses, incentives, commissions, or other forms of compensation where applicable.
Reasonable Accommodation: Lincoln Property Company is committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application, interview, and employment process. If you require an accommodation to participate in the job application or interview process, or to perform the essential functions of a role, please contact Human Resources at hr@lpc.com. Requests for accommodation will be treated confidentially to the extent permitted by law.
Work Authorization/ E-Verify- Lincoln Property Company participates in E-Verify. All offers of employment are contingent upon the candidate providing valid authorization to work in the United States. Lincoln Property Company does not sponsor employment visas, including H-1B, for this position at this time.
Background Check- Employment offers are contingent upon the successful completion of a background investigation, which may include verification of prior employment, education, criminal history, and other checks as permitted by applicable federal, state, and local law. The nature and scope of background checks may vary by role and location. Certain roles may require additional screening based on duties (driving history (MVR), financial background check, etc.)
Health and Safety- Lincoln Property Company is committed to maintaining a safe and healthy work environment in compliance with all applicable federal, state, and local occupational health and safety regulations, including OSHA requirements. Certain roles may have specific health, safety, or physical requirements that will be communicated during the hiring process. Employees may be required to wear personal protective equipment (PPE) or comply with site-specific safety protocols depending on the nature of their assignment.
Lincoln Property Company does not accept unsolicited resumes from third-party recruiters unless they were contractually engaged by Lincoln Property Company to provide candidates for a specified opening. Any such employment agency, person or entity that submits an unsolicited resume does so with the acknowledgement and agreement that Lincoln Property Company will have the right to hire that applicant at its discretion without any fee owed to the submitting employment agency, person or entity. At this time, we are not working with any agencies.