Senior Product Manager - Banking Scalability Platform

About the opportunity

We are seeking a passionate Senior Product Manager - Banking Scalability Platform to join the Core Systems team in disrupting the Core Banking technology standards with highly configurable, modular and automated solutions that enable rapid product launches along with automated compliance and data flows. The Core banking Group is split between our Barcelona and Berlin offices, which are the main product & tech hubs for N26 globally.

As a Product Manager in the Banking Scalability Platform team, you will be responsible for building and maintaining the infrastructure of N26 that relates to Treasury, Ops and Finance. This function is critical to N26’s ability to not only provide our current functionality but to also offer new financial products in a competitive and scalable manner.

In this role you will:

• Drive core banking transformation: Lead the strategic implementation and seamless integration of our next-generation Core Banking engine within N26’s global architecture.
• Translate complex banking domains into scalable infrastructure: Architect robust platform requirements that balance intricate core banking processes, strict compliance and regulatory environments, and long-term operational efficiency.
• Own the platform roadmap end-to-end: Shape the product vision, proactively identify market and technical opportunities, and make high-stakes prioritization decisions to maximize scalability and resilience.
• Align organization-wide stakeholders: Partner with cross-functional leadership across N26 to define ambitious team goals, manage dependencies, and drive collective success.
• Foster cross-functional platform excellence: Collaborate deeply with engineering, architecture, product, and design teams to continuously elevate the capabilities of N26’s core banking infrastructure.
• Lead build-buy-partner evaluations: Play a pivotal role in formulating our build-buy-partner strategy, evaluating enterprise banking engines, and embedding the chosen solution into our broader technical ecosystem.
• Orchestrate high-stakes product rollouts: Mitigate risk and ensure flawless execution by coordinating launch readiness across local market teams, legal, compliance, operations, and engineering.

What you need to be successful:

• Deep Domain Expertise: 5+ years of Product Management experience, ideally gained within a FinTech, tier-1/2 banking environment, or with a core banking software provider.
• Architectural Literacy: Strong hands-on experience with banking or payments architecture frameworks, ledger systems, and designing robust API-driven products.
• AI-Forward Workflows: High level of AI literacy, with a track record of natively leveraging AI tools to optimize your product discovery, documentation, and operational workflows.
• Educational Background: University degree in a STEM field, Business, or Economics. An MBA, Master’s, or equivalent advanced technical degree is highly valued.
• Execution & Mindset: An autonomous, adaptive operator with an entrepreneurial mindset who thrives in agile environments and possesses a relentless drive for structural innovation.
• Strategic Communication: Exceptional verbal and written communication skills, with a proven ability to distill deeply complex technical banking concepts into clear narratives for executive stakeholders.
• Vendor & Partner Management: Proven track record of managing enterprise third-party vendors and navigating complex, high-stakes external provider relationships (a significant plus).
• Technical Acumen: Deep familiarity with modern technology stacks, infrastructure scalability, databases, and system dependencies, allowing you to partner seamlessly with senior engineering talent.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion