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Job Title: SeS Financial Risk, Analyst
Location: Mumbai,India
Role Description
This role provides analysis of risks for a specific risk type (e.g. Credit, Market, Liquidity, Operational) and independently assesses material risks and/or key controls (as required), providing challenge where needed. They monitor risk exposures and performance or key risk metrics, using and reviewing the risk type methodologies and supporting development of these where appropriate. Role holders also support decision-making and approvals around risks and preparation of key risk documentation and reports. For Credit Risk: determines risk / return ratio and associated limit framework on client level lean risk transactions and assigns / approves credit ratings makes decisions and approvals based on their allocated authority level.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,
Best in class leave policy.
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above
Your key responsibilities
Monitoring and risk management of client exposure from credit risk perspective in Securities Services business across locations, which includes, but not limited to
Real time risk management, that includes reviewing counterparty credit exposures and investigate/validate any limit breaches. Management of breaches, including escalation and ad hoc limits increases.
Maintenance and management of SeS CRM limits in close co-ordination with CRM and locations.
Overdrafts investigations and reporting
Risk oversight over RWA numbers, reasons and steps to optimize the same.
Periodic stress testing, client activity review etc.
Risk MIS and reporting – daily, weekly, monthly etc
Contribute to development of Real-time Risk monitoring system for Securities Services
Understanding and communicating requirements to developers
Review of processes and systems developed by them from risk management perspective
UAT and simulation testing
Assist in the preparation of ad hoc presentations/data/analysis as requested by the SeS Risk Manager
Responding to client/ systemic credit events in timely manner and communicating impact / risk assessment and recommendations.
Your skills and experience
Preferably 4+ years’ experience in an credit/market risk management role in a bank preferably in a transaction banking business
A basic understanding of custody products/markets preferred
Strong analytical skills and the ability to organize and summarize data
Strong interpersonal and excellent communication skills (written and verbal)
Proficient in the use of advanced Excel, Word and Powerpoint
Educated to degree level or equivalent professional qualification. Desired background: MBA Finance / CAs
An eye for detail, identify data discrepancies and exceptional problem-solving skills
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
How we’ll support you
Training and development to help you excel in your career.
Coaching and support from experts in your team.
A culture of continuous learning to aid progression.
A range of flexible benefits that you can tailor to suit your needs.
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.html
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
