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15 days ago
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IL
IDFC First Bank Ltd·15 days ago
15 days ago

Area Head - Group Loans

,, IndiaFull-timeSenior · 15+ years

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Must-have skills for this role

  • sales
  • collections
  • portfolio management
  • team leadership

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What you'll do

  • Primarily responsible for sales and collections of JLG, MHL & other related products
  • Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
  • NTB acquisition of customers with retention of existing customers
  • Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
  • High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses
  • Ensuring best customer service with minimum/zero escalations
  • Driving digital initiatives within existing products
  • Building a strong and high-performance team down under
  • Training new hires and nurturing existing talent.
  • Continuous guidance to team to prepare them for next role.
  • Ensure minimum attrition.

What they're looking for

  • Graduation: BA, BBA, B.com & B.sc
  • Post-graduation: MBA/PGDM
  • 15+ years of relevant experience.

Summarised by NextRaise from the employer’s description, which follows in full below.

Full description from employer

Job Requirements

Role/ Job Title: Area Head - Group Loans

 

Function/ Department: Rural Banking

 

Job Purpose:

Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard

 

Roles & Responsibilities:

  • Primarily responsible for sales and collections of JLG, MHL & other related products 
  • Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
  • NTB acquisition of customers with retention of existing customers 
  • Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
  • High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses

 

 

Secondary Responsibilities: 

  • Ensuring best customer service with minimum/zero escalations
  • Driving digital initiatives within existing products

Managerial & Leadership Responsibilities:

  • Building a strong and high-performance team down under
  • Training new hires and nurturing existing talent.
  • Continuous guidance to team to prepare them for next role.
  • Ensure minimum attrition.

Education Qualification: 

Graduation: BA, BBA, B.com & B.sc

Post-graduation: MBA/PGDM

 

Experience: 15+ years of relevant experience.

 

 



Company

IL
IDFC First Bank Ltd
,, India

Company facts come from this company's own listings. We only show what the postings themselves carry.

Sourced from IDFC First Bank Ltd's careers site·first seen 23 Sept 2026·last verified 23 Sept 2026·How we source jobs

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