Capital Markets Analyst – Warehouse Finance
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What you'll do
- Provides analytical and operational support in managing the bank’s warehouse lending business.
- Leads day-to-day warehouse lending operations and reporting responsibilities including preparing advance / paydown requests and reviewing borrowing base and compliance reporting.
- Assists in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparation of deal approval write ups, and presentations to the bank’s Executive Credit Committee.
- Develops and executes ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business.
- Performs and presents periodic reviews on existing warehouse lending deals.
- Identifies and implements new concepts, best practices and approaches related to warehouse lending reporting and operational & credit risk management.
- Leads the development of warehouse lending performance reporting and credit risk management oversight.
- Assists in overseeing all third-party warehouse lending financial and operational audits.
- Assists in structured finance transaction due diligence, financial modeling, risk management and legal documentation.
- Works in a collaborative environment to perform detailed financial analysis and assist in building complex transaction models for new and existing warehouse – structured finance transactions.
- Supports the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
What they're looking for
- Bachelor's degree in Finance or related field
- 0 – 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending and or Investment Banking.
- Communication skills (verbal and written)
- Critical thinking skills
- Attention to detail
Nice to have
- Working towards an MBA and or CFA a plus
- Recent college graduates will be considered.
Summarised by NextRaise from the employer’s description, which follows in full below.
Full description from employer
Join Pathward and Empower Your Future!
We are a hybrid, remote-office company dedicated to growing talent from anywhere!
Our Onsite Locations:
- Sioux Falls, SD
- Scottsdale, AZ
- Louisville, KY
- Troy, MI
- Franklin, TN
- Easton, PA
About Us: At Pathward, our mission is to create financial inclusion for all™. We are a financial empowerment company partnering with innovators to enhance financial availability, choice, and opportunity for everyone. Our goal is to eliminate the barriers that traditional institutions place on financial access, promoting economic mobility by offering responsible, secure, and high-quality financial products.
Why Pathward? We are a team of problem solvers and innovators who value and celebrate diversity. Our unique perspectives make us stronger and position us for success. At Pathward, we embrace our team members through our HUMBLE HUNGRY SMART approach, and we believe our strength comes from listening to the voices of our employees, customers, partners, and the communities we serve.
Join Us: If you are passionate about making a difference and want to be part of a team that values your unique contributions, we would love to meet you!
About the Role:
Contribute to efforts to identify, evaluate and achieve strategic business opportunities through warehouse lending and new capital markets structured finance initiatives in order to optimize the bank’s balance sheet and improve the company’s financial performance.
What You Will Do:
- Provides analytical and operational support in managing the bank’s warehouse lending business.
- Leads day-to-day warehouse lending operations and reporting responsibilities including preparing advance / paydown requests and reviewing borrowing base and compliance reporting.
- Assists in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparation of deal approval write ups, and presentations to the bank’s Executive Credit Committee.
- Develops and executes ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business.
- Performs and presents periodic reviews on existing warehouse lending deals.
- Identifies and implements new concepts, best practices and approaches related to warehouse lending reporting and operational & credit risk management.
- Leads the development of warehouse lending performance reporting and credit risk management oversight.
- Assists in overseeing all third-party warehouse lending financial and operational audits.
- Assists in structured finance transaction due diligence, financial modeling, risk management and legal documentation.
- Works in a collaborative environment to perform detailed financial analysis and assist in building complex transaction models for new and existing warehouse – structured finance transactions.
- Supports the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
- Other duties as assigned.
What You Will Need:
- Bachelor's degree in Finance or related field
- Working towards an MBA and or CFA a plus
- 0 – 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending and or Investment Banking.
- Recent college graduates will be considered.
- Communication skills (verbal and written)
- Critical thinking skills
- Attention to detail
The responsibilities listed above are not all inclusive and may be changed at any time.
Salary range: $60,000 – $100,500
The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.
#LI-Remote
Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.
Who we are:
Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.
Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.com
Please click here to view Pathward's Applicant Privacy Notice.
Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.
Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.
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Company
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