Consumer Counselor- Mortgage Collections
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What you'll do
- Review account status, provide updates to customers, and request additional information as needed during inbound and outbound calls.
- Collect payments on predefined accounts through problem resolution, servicing, and negotiation techniques.
- Evaluate customer financials to determine best resolution based on their capabilities.
- Professionally negotiate payments across all levels of delinquency within one line of business.
- Ensure compliance with policies, procedures, and regulatory requirements regarding customer information and security.
- Accurately document actions and maintain operational reporting standards.
- Meet operational goals, quality metrics, and productivity benchmarks.
- Adhere to schedules and maintain consistent communication with customers and colleagues.
What they're looking for
- Strong oral communication, counseling, and persuasion skills.
- Excellent data entry and typing skills.
- Aptitude for math and problem-solving.
- Familiarity with digital phone systems.
- Ability to make independent decisions and exercise sound judgment.
- Strong organizational skills and ability to perform in a production-driven environment.
- Flexibility to adapt to evolving business needs with a positive attitude.
Nice to have
- Prior experience in mortgage collections or loss mitigation.
- Knowledge of Fair Debt Collection Practices and mortgage regulations.
- Experience with MSP/Black Knight systems.
- Proficiency in Microsoft Excel and Word.
Summarised by NextRaise from the employer’s description, which follows in full below.
Full description from employer
Are you looking to jumpstart your career in banking? Do you enjoy helping customers navigate financial challenges while making a tangible impact? Are you energized by fast-paced, ever-changing environments? If so, our Consumer Counselor – Mortgage Collections role may be the perfect fit for you!
At Citizens, we believe our colleagues are our greatest asset. That’s why we are committed to fostering an engaged and supportive workforce. We’re looking for motivated individuals with a positive attitude, strong problem-solving skills, and a passion for helping others. Our Consumer Counselors receive comprehensive training and ongoing support to grow their careers while making a lasting impact.
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What You Can Expect in This Role:
· Customer-Centric Approach: Field a variety of customer calls with passion and deliver high-quality solutions to assist customers facing financial hardship.
· Problem-Solving Focus: Offer a wide range of assistance options to meet each customer’s needs and provide suitable repayment solutions.
· Extensive Training: Benefit from cutting-edge tools, including advanced AI simulations, to prepare for real-world scenarios.
· Dedicated Support: Work closely with leaders and peers who are committed to helping you succeed.
· Collaborative Culture: Join a team that values teamwork, growth, and career development.
· Job Satisfaction: Take pride in producing high-quality work that makes a difference.
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Key Responsibilities:
· Review account status, provide updates to customers, and request additional information as needed during inbound and outbound calls.
· Collect payments on predefined accounts through problem resolution, servicing, and negotiation techniques.
· Evaluate customer financials to determine best resolution based on their capabilities.
· Professionally negotiate payments across all levels of delinquency within one line of business.
· Ensure compliance with policies, procedures, and regulatory requirements regarding customer information and security.
· Accurately document actions and maintain operational reporting standards.
· Meet operational goals, quality metrics, and productivity benchmarks.
· Adhere to schedules and maintain consistent communication with customers and colleagues.
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What Makes a Successful Consumer Counselor?
The positive energy and confidence you bring each day will help you build trust with customers and identify suitable repayment solutions. Success in this role requires meeting service and quality standards while maintaining open, professional communication with customers and colleagues.
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Basic Qualifications:
· Strong oral communication, counseling, and persuasion skills.
· Excellent data entry and typing skills.
· Aptitude for math and problem-solving.
· Familiarity with digital phone systems.
· Ability to make independent decisions and exercise sound judgment.
· Strong organizational skills and ability to perform in a production-driven environment.
· Flexibility to adapt to evolving business needs with a positive attitude.
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Preferred Qualifications:
· Prior experience in mortgage collections or loss mitigation.
· Knowledge of Fair Debt Collection Practices and mortgage regulations.
· Experience with MSP/Black Knight systems.
· Proficiency in Microsoft Excel and Word.
What We Offer:
· Competitive Salary
· Exceptional Benefits Package: Medical, dental, and generous paid time off.
· Career Growth Opportunities: Build a career with a company that values internal mobility and development.
· 401(k) Plan with Corporate Match & Employee Stock Purchase Program
· Exclusive Employee Discounts: Special offers on Citizens Bank products and services.
Ready to Make a Difference? If you’re passionate about helping others and building a rewarding career, apply today to join our team as a Consumer Counselor – Mortgage Collections at Citizens Bank!
Citizens is an Equal Opportunity Employer.
Hours/Work Schedule
- Looking for 9am-6pm, 9:30am-6:30pm and 10am-7pm, Central Standard Time
Hybrid: 3 days on-site, 2 days remote
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Company
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