Intermediate Electrical Engineer

Why Stifel

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

 

Let’s talk about how you can find your place here at Stifel, where success meets success.

What You'll Be Doing

The Commercial Credit Analyst II (CCAII) will provide support to Commercial Lenders and Portfolio Managers with an emphasis on financial analysis in determining a borrower's creditworthiness. The CCAII will have exposure to private and public companies over various industries, cash flow and other types of lending, and direct and syndicated loan opportunities.

What We're Looking For

• Analyze business financial statements and create cash flow models to support new and existing commercial loans, renewal requests, and amendments.
• Assist in preparing credit evaluation memorandums, annual and quarterly reviews, and accurate and timely risk ratings.
• Assist in the ongoing management and monitoring of a commercial loan portfolio.
• Prepare quarterly trend analysis with situation updates and risk rating evaluations for assigned borrowers.
• Ensure that certain financial statements and compliance certificates are up-to-date.
• Maintain in-depth knowledge of the soundness of borrowers and collateral through financial research, including evaluating financial statements and analyzing third-party data.
• Assist in preparing monthly Bank Board of Directors reports summarizing commercial relationships.
• May mentor and educate lower-level CCAs as needed.
• Lead, mentor, and train less-experienced Credit Analysts.

What You'll Bring

• Self-motivated with a strong work ethic.
• Strong ability to communicate (written and oral) effectively.
• Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
• Use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or problem approaches.
• Strong ability to produce high-quality work products independently and as part of a collegial team.

Education & Experience

• Minimum Required: Bachelor's Degree in finance, accounting, or another business-related field.
• Minimum Required: 3-5 years of commercial credit analyst work or related experience.

Licenses & Credentials

• Minimum Required: None.

Systems & Technology

• Proficient in Microsoft Word, Excel, PowerPoint, and Outlook.

About Stifel

Stifel is more than 130 years old and still thinking like a start-up.  We are a global wealth management and investment banking firm serious about innovation and fresh ideas.  Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

 

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations.  Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more.  Let’s talk about how you can find your place here at Stifel, where success meets success.

 

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

 

Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law.  If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.

 

Stifel is an Equal Opportunity Employer.