Legal Counsel (Lending)

Interim Banking / Credit Lawyer

Major Financial Services Institution | London / Hybrid | 6-month contract

Accuflex has a strong interim opportunity for a talented and motivated Banking / Credit Lawyer to join the UK private banking and wealth legal team of a major financial services institution.

This role will support the private banking credit business on a broad range of transactional credit facility and loan lifecycle work. The loan book is principally made up of property lending and securities-backed / lombard lending, with some more specialist financing arrangements.

This would suit a lawyer with strong transactional credit experience who is able to work with light supervision and provide practical, commercially focused legal support to a busy in-house legal team.

The role

The work will include:

• Supporting credit facility transactions across a private banking loan book

• Reviewing, drafting and negotiating loan and security documentation

• Advising on property loans, mortgage-backed lending and secured lending arrangements

• Supporting securities-backed / lombard lending matters

• Advising on loan lifecycle work, including amendments, variations, consents and ongoing facility management

• Working with a range of borrower and security provider types, including individuals, domestic and overseas corporate structures, charities and other wealth vehicles

• Supporting matters involving regulated mortgage contracts and consumer credit exemptions

• Advising internal stakeholders on legal risk, documentation issues and transaction process

• Assisting with policies, procedures and facility template documentation where required

Candidate requirements

Candidates should ideally have:

• Qualification as a solicitor in England & Wales or equivalent common law jurisdiction

• Around 2+ PQE

• Strong transactional banking, credit or secured lending experience

• Experience with loans, mortgages, property finance or private banking credit work

• Good drafting and transaction management skills

• The ability to work independently with light supervision

• Strong attention to detail and sensible legal judgement

• A practical, responsive and commercially aware approach

• Confidence working with internal stakeholders in a financial services environment

Useful experience

The following would be helpful but is not essential:

• Private banking or wealth lending experience

• Regulated mortgage contracts

• Consumer credit exemptions

• MCOB knowledge

• Lombard / securities-backed lending

• Lending involving individuals, trusts, charities, overseas companies or wealth structures

• Previous in-house legal team experience within financial services

Key details

Start: ASAP
Contract: 6 months
Working pattern: Full-time
Location: London

Hybrid working: c.3 days per week in the office
Level: 2+ PQE

Why apply?

This is an excellent opportunity for a junior to mid-level banking lawyer to join a high-quality legal team within a major financial services institution.

The role offers exposure to a broad private banking credit book, including property lending, regulated mortgage contracts, securities-backed lending and specialist financing arrangements. It would suit someone who enjoys transactional lending work and can provide hands-on support from day one.

At Accutrainee and Accuflex, we are committed to fostering a diverse and inclusive workplace. We believe in equal opportunities for all and actively encourage applications from candidates of all backgrounds, ages, genders, races, ethnicities, religions, sexual orientations and abilities. Our recruitment process is designed to be fair, transparent and free from discrimination.