Loan Adjuster II
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About this role
We’re always looking for diverse, talented, service-oriented people to join our exceptional team.
Loan Adjuster IIThe pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity.
Pay Range:
$22.33 - $32.38Scheduled Weekly Hours:
40- Works on all delinquency stages through inbound/out-bound calling, letters, and other approved methods, collects past due payments and/or negotiates payment arrangements or repayment plans to resolve delinquent loans or negative shares by identifying reason for delinquency and offering appropriate options to Members.
- Documents all conversations and collections activity in collection systems. May be responsible for funding of workout loans or working collections reports, such as the available money letter report.
- Maintains adherence to all federal and state regulations and Credit Union policies.
- Performs file maintenance of delinquent accounts to reflect agreed upon collection activities. Processes adjustments to Member loans as needed, including but not limited to, due date changes, opening/closing lines of credit, closing negative accounts, and payment plan maintenance.
- Recommends Members with delinquent accounts for work out loans, deferments, re-ages, reduced payments, repossession and charge-off. Refers complex situations to the appropriate resources to ensure timely resolution.
- May provide suggestions for streamlining departmental and Credit Union operations. When assigned, helps to complete projects and reports related to the department.
- May perform more advanced research and analysis on accounts, may skip trace and perform asset searches.
- Performs other duties as assigned
- Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.
- High School Diploma or GED required
- 1-3 years of prior related experience required
- Knowledge of bankruptcy laws, FDCPA, TCPA and SCRA
- Excellent verbal and written skills
- Uses active listening skills to determine the Member’s hardship and provides appropriate solution.
- Ability to multi-task
- Intermediate computer and typing skills
- Experience with inbound/outbound phone system preferred
- Conflict resolution and negotiation skills
SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.
This organization participates in E-Verify.
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