Ucbi·1 month ago
1 month ago
Portfolio Specialist II
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What you'll do
- Partner with Relationship Managers to manage loan portfolios, including annual reviews, covenant compliance, borrowing base monitoring, and collateral exceptions.
- Participate in joint client calls, underwriting, and preparing credit approval packages.
- Coordinate with Credit Analysts to develop financial spreads, LARs, credit memos, and related documentation.
- Serve as a secondary contact for client relationships and identify cross-sell opportunities.
- Assist lenders with prospecting and prepare commitment letters and loan documents.
- Analyze complex business and personal financial statements and tax returns.
- Evaluate client relationships holistically to identify risks and opportunities.
- Prepare and present credit analysis packages with limited supervision.
- Recommend strategies to mitigate credit risks.
What they're looking for
- 3–5 years of experience in commercial lending, including underwriting and financial analysis.
- Strong knowledge of commercial loan structures and credit policy.
- Familiarity with banking regulations and loan documentation.
- Excellent communication and interpersonal skills.
- Ability to work independently and manage multiple priorities.
- Proficiency with financial reporting tools (e.g., Navigator).
- Strong organizational and time management skills.
Summarised by NextRaise from the employer’s description, which follows in full below.
Full description from employer
Overview
We’re seeking a Portfolio Specialist II to provide expert credit and sales support to our Commercial Banking Relationship Managers. This role is ideal for someone with strong analytical skills, a collaborative mindset, and a deep understanding of loan portfolio management.
What You’ll Do
Credit & Sales Support
- Partner with Relationship Managers to manage loan portfolios, including annual reviews, covenant compliance, borrowing base monitoring, and collateral exceptions.
- Participate in joint client calls, underwriting, and preparing credit approval packages.
- Coordinate with Credit Analysts to develop financial spreads, LARs, credit memos, and related documentation.
- Serve as a secondary contact for client relationships and identify cross-sell opportunities.
- Assist lenders with prospecting and prepare commitment letters and loan documents.
Financial Analysis
- Analyze complex business and personal financial statements and tax returns.
- Evaluate client relationships holistically to identify risks and opportunities.
- Prepare and present credit analysis packages with limited supervision.
- Recommend strategies to mitigate credit risks.
Requirements For Success
- 3–5 years of experience in commercial lending, including underwriting and financial analysis.
- Strong knowledge of commercial loan structures and credit policy.
- Familiarity with banking regulations and loan documentation.
- Excellent communication and interpersonal skills.
- Ability to work independently and manage multiple priorities.
- Proficiency with financial reporting tools (e.g., Navigator).
- Strong organizational and time management skills.
Conditions of Employment
- Must pass a criminal background and credit check.
- Full-time, on-site position (non-remote).
- FLSA Status: Exempt.
Pay Range
USD $70,000.00 - USD $82,135.00 /Yr.Company
Ucbi
Marietta, United States of America
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