Risk Management-Portfolio Management Problem Credits-Credit Officer- Associate

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 

As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. You  will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.

  Job Responsibilities

• Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
• Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
• Document and support concluded risk ratings.
• Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
• Present credits to senior management on a quarterly basis.

Required Qualifications, Capabilities, and Skills

• Bachelor’s Degree or equivalent experience.
• Minimum 3 years of working experience with commercial and multifamily loans.
• Previous experience in portfolio management, loan risk grading/ risk assessment.
• Strong organizational and time management skills ‐ ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.