Senior Credit Administration Analyst
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What you'll do
- Independently serves as the primary point of contact for complex renewals, reviews, and portfolio monitoring activities.
- Review financial statements and credit requests, identify gaps or inconsistencies, and obtain additional information needed to support credit decisions.
- Build and manage facility renewals and reviews in nCino in preparation for underwriting and approval.
- Ensure accuracy, completeness, and organization of credit documentation within nCino, DocMan, and FileNet.
- Perform and validate Borrowing Entity PD Ratings and Obligation LGD Ratings in accordance with policy.
- Proactively monitor covenants and portfolio risks, identifying and escalating emerging issues or trends.
- Prepare pipeline, portfolio, and ad-hoc reporting for Credit Leadership and internal partners.
- Serve as an informal resource to Credit Administration Analysts by providing guidance and sharing best practices.
- Identify process improvement opportunities and escalate recommendations to leadership.
What they're looking for
- Minimum of three years of credit analysis, loan review, or credit administration experience, preferably in banking.
- Demonstrated ability to independently manage complex work and exercise sound judgment.
- Strong analytical, organizational, and communication skills.
- Proficiency in Microsoft Word and Excel; familiarity with nCino and internal systems preferred.
Nice to have
- Bachelor’s degree in accounting, finance, economics, or related field preferred.
- Familiarity with nCino and internal systems preferred.
Summarised by NextRaise from the employer’s description, which follows in full below.
Full description from employer
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Administration Senior Analyst independently executes complex underwriting support and credit monitoring responsibilities, partners closely with Portfolio Managers, Underwriters, and Credit Leadership, and ensures credit files are complete, accurate, and ready to support sound credit decisions.
Accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Ensures actions and behaviors align with Fifth Third’s commitment to doing the right thing for customers and colleagues while operating within the Bank’s risk appetite.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Independently serves as the primary point of contact for complex renewals, reviews, and portfolio monitoring activities.
Review financial statements and credit requests, identify gaps or inconsistencies, and obtain additional information needed to support credit decisions.
Build and manage facility renewals and reviews in nCino in preparation for underwriting and approval.
Ensure accuracy, completeness, and organization of credit documentation within nCino, DocMan, and FileNet.
Perform and validate Borrowing Entity PD Ratings and Obligation LGD Ratings in accordance with policy.
Proactively monitor covenants and portfolio risks, identifying and escalating emerging issues or trends.
Prepare pipeline, portfolio, and ad-hoc reporting for Credit Leadership and internal partners.
Serve as an informal resource to Credit Administration Analysts by providing guidance and sharing best practices.
Identify process improvement opportunities and escalate recommendations to leadership.
SUPERVISORY RESPONSIBILITY:
May provide informal guidance or mentoring to Credit Administration Analysts.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:
Bachelor’s degree in accounting, finance, economics, or related field preferred.
Minimum of three years of credit analysis, loan review, or credit administration experience, preferably in banking.
Demonstrated ability to independently manage complex work and exercise sound judgment.
Strong analytical, organizational, and communication skills.
Proficiency in Microsoft Word and Excel; familiarity with nCino and internal systems preferred.
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Farmington Hills, Michigan 48334Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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