Treasury Lead Analyst

About Pockit and Monese

Pockit and Monese are all-in-one money apps that make it easier for people to access and manage the financial tools they need to take control of their money.

We provide vital financial services, from accounts and cards to income advance solutions. In October 2024, Pockit acquired Monese, bringing together two complementary businesses and creating a leading fintech company focused on serving people who are underserved by traditional banks.

Together, we serve more than three million customers across the UK and Europe.

We're a diverse, international and energetic team, with colleagues based across London, Newcastle, Tallinn and remote teams across Central Europe. We value curiosity, ambition, accountability and resilience, and we want everyone to feel at home, have a voice and know that their contribution matters. We give people the trust and space to take ownership, share ideas, influence decisions, and make a real impact on our customers and our business.

What you’ll be doing:

This role will support the delivery of key treasury change initiatives, including a major migration programme, while also taking responsibility for the day to day operation of treasury activities. The individual will work closely with finance, operations, technology and external partners to ensure project milestones are met without disruption to liquidity, funding, payments, and banking operations.

• The role requires hands on project management of treasury and banking migrations, owning end to end delivery from planning and stakeholder coordination through to cutover and stabilisation.

• Designing the payment flows in the e-money ledger and related safeguarding flows to make most efficient use of the capital and meet the regulatory requirements

• Supporting the design of processes and procedures around compliant and efficient safeguarding requirement

• Designing the reconciliation models/processes for the core ledger and all the partner payment flows

• Setting up the reporting processes and data collection around the financial and regulatory reporting

• Building models and strategies to forecast and manage EMI capital requirements and operational liquidity at all our partners

• Scoping and evaluating treasury requirements for any new product integration and ensuring these are met by the product

• Conducting and building quality controls of various different processes and rules around the treasury operations

• Managing ad hoc projects and putting out daily fires

• Supporting Treasury team in daily operations

• Working closely with internal tech and product teams and liaise with external payment partners in development and maintenance of treasury flows
  

What we are looking for:

• Minimum 5 years experience in Treasury function in a financial institution, payments service provider, electronic money issuer or in other similar field

• Understanding of UK and wider European payments and electronic money regulations

• Knowledge of Treasury ALM and Risk management concepts

• Experience in an EMoney, Payments or related company preferred

• Knowledge of SQL and relational databases strongly preferred

• Accomplished in financial modelling and analytics

• Analytical, strategic thinker with strong judgement and foresight

• Degree in Finance, Economics or Accounting or equivalent experience
  

Why Join Us?

• Make a real difference: Work at the intersection of technology and financial inclusion, helping people take greater control of their money.

• Have a voice: Your ideas and perspective matter. You'll have the opportunity to influence decisions, take ownership and shape how we work.

• Make an impact: Work on initiatives that reach millions of customers across the UK and Europe.

• Work with great people: Join a diverse, international and ambitious team where collaboration and curiosity are encouraged.

• Grow with us: Be part of a fast-moving fintech where you'll have plenty of opportunities to learn, develop and make your mark.

What benefits we offer

We want you to feel supported, valued and able to do your best work - both in and outside the office.

• 25 days annual leave + public holidays, with an extra day for every year worked

• Bupa private healthcare

• 10 paid sick days per year

• Hybrid working + up to 30 days working abroad each year

• L&D budget + 10 paid learning days per year

• Annual eyecare allowance

• Enhanced maternity, paternity and shared parental leave

• VIP Pockit & Monese accounts

• Extra paid days off for your birthday and wedding

• Regular social events and team activities

• Monthly recognition awards and Team of the Quarter

• Share options, depending on role and level

• Employee referral bonus

• Free office parking

Location & Working Pattern

The primary place of work is Pockit's headquarters in Marylebone, London.

We operate a hybrid working model, with this role expected to be in the office three days per week: Monday, Tuesday and Thursday.

The use of AI tools or applications during interviews is not permitted.

We value a fair, transparent, and authentic recruitment process. Candidates are expected to participate in all stages of the interview process personally and to represent themselves accurately.

The use of AI interview proxies, real-time AI co-pilots or answer-generation tools, deepfakes, impersonation, synthetic identities, or any other technology intended to misrepresent a candidate’s identity, skills, experience, or responses during the interview process is strictly prohibited.

Any candidate found to be using such methods will be automatically disqualified from the recruitment process.

We kindly ask all candidates to respect the time and effort invested by both sides and to approach the interview process with honesty, professionalism, and integrity. If you are genuinely interested in the opportunity, we look forward to meeting you and learning about your own experience, skills, and perspective.