Real Estate Analyst

This role focuses on supporting lending transactions for property investors, developers, family offices, and high-net-worth clients across the Channel Islands and the UK. The Analyst will join the Offshore Client Real Estate team and play a critical part in analysing and structuring real estate lending opportunities, preparing credit papers, conducting due diligence, and assisting with the ongoing management of a portfolio of real estate loans. The position can be based in either Guernsey, Jersey, or London, requiring necessary travel between locations to engage with teams and clients effectively. This is a full-time role, operating over five days a week. The environment is people-centric, promoting collaboration in an office-based setting, where team interaction is highly valued. Candidates will benefit from joining a friendly and up-to-date office environment. A keen interest in developing a long-term career within a specialist and growing property finance business is essential.

Job Duties:

• Support the origination, structuring, and management of real estate loans.
• Build debt cash flow, scenario, and sensitivity models, and conduct return/pricing analysis.
• Prepare term sheets and credit papers for review by Originators, proposing structuring options.
• Perform detailed analyses of new deals, including scrutiny of client quality and cash flow models.
• Manage existing loan book and assist in annual reviews, drawdowns, loan extensions, and renegotiations.
• Liaise with internal teams (Operations, Valuers, Legal Counsel) and external partners to manage the portfolio.
• Attend client meetings and prepare credit applications for presentation to relevant forums.
• Support post-credit legal, valuation, and due diligence processes.
• Enhance workflow through the use of templates, AI, and technology tools.
• Assist in completing project work for the Offshore Real Estate team.

Job Requirements:

• Strong financial and quantitative modelling skills, including experience in building debt cash flow models.
• Practical fluency with technology and AI tools, including automation within lending processes.
• Ability to turn data into clear, actionable insights.
• Understanding of valuation principles and key terms in real estate finance transactions.
• Competence in performing financial analysis and identifying business risks.
• High level of numeracy, attention to detail, and strong organisational skills.
• Proactive attitude with ability to deliver against tight deadlines.
• Excellent relationship and communication skills for effective internal and external collaboration.
• Knowledge of the property market, with experience in property investment or development lending as a plus.
• Familiarity with real estate procedures, including credit and drawdown matters.
• Commitment to integrity and treating customers fairly.

What You'll Love:

This position offers a unique opportunity to engage in maintaining and enhancing the reputation of the jurisdiction while working collaboratively in a supportive environment. Team members can expect to develop their skills in regulatory oversight, policy creation, and risk-based supervision. The organisation is committed to professional growth, providing ample opportunities for training and career development.

Interested? Register today, confidentially, with one of our friendly and dedicated recruitment specialists by  clicking here