SENIOR COMMERCIAL REAL ESTATE LOAN SERVICING ANALYST – US CRE LENDING / PORTFOLIO MANAGEMENT-MRC

At FinacPlus, we are more than a service provider — we are a Virtual Business Process Partner to leading global financial institutions, fintech companies, and data-driven enterprises. Our teams integrate seamlessly with client organizations, delivering high-impact analytics, finance, risk, and technology capabilities from India.

FinacPlus is a Great Place to Work® Certified™ organization, recognized for our collaborative culture, strong leadership values, employee-first philosophy, and commitment to professional growth. If you are looking for global exposure, ownership-driven work, and meaningful career acceleration — this is where you belong.

We are currently hiring a Senior Commercial Real Estate Loan Servicing Analyst with ~8 years of experience to support a leading U.S.-based private equity real estate credit firm specializing in commercial real estate lending and structured finance. This role offers strong exposure to end-to-end loan servicing, portfolio monitoring, and institutional-grade CRE credit operations.

As a Senior Commercial Real Estate Loan Servicing Analyst, you will serve as an embedded partner working closely with asset management, originations, fund finance, and portfolio management teams. You will not just execute servicing activities — you will contribute to portfolio performance, compliance adherence, and data-driven decision-making.

• You will onboard new commercial real estate (CRE) loans into servicing systems, ensuring complete accuracy of loan terms, covenants, and payment structures aligned with legal agreements.

• You will manage ongoing loan servicing activities including monthly payment processing, payoffs, escrow disbursements, construction draws, and fee transactions, ensuring accuracy and timeliness.

• You will monitor delinquencies, maturity timelines, covenant compliance, and borrower reporting obligations, proactively identifying risks and ensuring appropriate follow-up.

• You will review loan agreements and legal documentation to validate servicing requirements, borrower obligations, and compliance checkpoints.

• You will request, track, and analyze borrower financial statements, rent rolls, and operating statements to support portfolio monitoring and credit oversight.

• You will perform tax and insurance escrow analysis, while actively monitoring property tax payments and insurance coverage across collateral assets.

• You will support cross-functional portfolio reviews and monthly reporting cycles, collaborating with asset management, originations, and fund finance teams to deliver actionable insights.

• You will ensure strict adherence to regulatory requirements, investor guidelines, and internal governance frameworks, maintaining audit-ready processes.

• You will maintain high-quality data within loan servicing platforms and internal monitoring systems, ensuring integrity, consistency, and usability for decision-making.

• You will contribute to internal audits, reporting cycles, and data validation processes, strengthening operational controls and transparency across the portfolio.

• ~8 years of experience in commercial loan servicing, CRE lending operations, or related financial services domain

• Bachelor’s degree in Finance, Accounting, or a related discipline

• Strong understanding of commercial real estate property types including multifamily, retail, office, industrial, and hospitality

• Proven ability to review and interpret complex loan documentation and servicing agreements

• Proficiency in Microsoft Excel and familiarity with servicing systems such as Yardi Debt Manager and Workday preferred

• Experience managing loan servicing workflows, escrow analysis, and portfolio monitoring activities

• Strong multitasking capability with high attention to detail in a deadline-driven environment

• Strong analytical mindset with the ability to interpret financial data and identify portfolio risks

• Ownership-driven approach to managing loan servicing accuracy and compliance

• Sound business judgment in handling borrower obligations, covenant tracking, and servicing decisions

• Effective communication skills to collaborate with cross-functional global stakeholders

• Curiosity to understand U.S. CRE lending structures and private credit strategies

• Process-oriented thinking with a focus on scalability, controls, and continuous improvement

• Direct exposure to U.S. commercial real estate private credit markets

• Opportunity to work on institutional-grade loan portfolios and high-value transactions

• Great Place to Work® Certified™ culture with strong leadership and employee focus

• Accelerated career growth in global finance, lending, and asset management domains

• Ownership-driven environment with real impact on portfolio performance and investor outcomes

• Continuous learning through exposure to complex CRE structures and global best practices

• Stable, governance-driven organization supporting long-term career progression

LOCATION: India | Work From Home

TIMINGS: 6:30 PM – 3:30 AM IST (EST Shift Coverage)

SALARY RANGE: Best in Industry